CURE Auto Insurance doesn’t use credit scores for Michigan rates

Patrick Palmer, 53, of Detroit signed up with a new Michigan auto insurer and saw his monthly bill plummet.

Right until last 7 days, Patrick Palmer was shelling out an average of $295 a month to insure his 2008 Chevy Trailblazer.

Even though he has a superior driver low cost, the 53-12 months-aged Detroit resident admits to owning a very poor credit background, and credit history historical past is typically a big variable in auto insurance charges in Michigan, especially high-price city spots like Detroit.

Now Palmer is paying $128 a thirty day period immediately after switching insurance policy firms.

“Guy, it is really a blessing,” claimed Palmer, who functions as a manager at a pizzeria. “That’s cash I can preserve in my pocket. I am dwelling look at to check.”

His new company, a compact carrier recognised as Heal Car Coverage or Citizens United Reciprocal Trade, entered Michigan very last 7 days and is an car insurance company — possibly the only 1 in Michigan — that won’t use a credit score rating-like metric identified as an “insurance plan score” when placing rates for motorists.